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Announcing the PSW Savings Bonus Program →

Get Rewarded for Saving for Your Future

PSW Savings Bonus Program

The my65+ PSW Savings Bonus Program offers eligible Personal Support Workers up to $7,500 in bonuses over two years—simply for saving for retirement.

Am I eligible?

Backed by a $29.9 million investment from the Government of Canada

This pilot program is delivered through my65+, the retirement savings plan built specifically for healthcare workers.

Personal Support Workers are the backbone of our healthcare system, yet many don’t have access to meaningful workplace retirement savings.

The my65+ PSW Savings Bonus Program is designed to help close that gap by rewarding consistent saving and making it easier to grow your retirement income.

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Check If You Are Eligible

You may be eligible if you:

  • Work as a Personal Support Worker (PSW)
  • Have worked at least 90 days and 156 hours in the past year as a PSW
  • Work for an employer that contributes 1% or less of your pay toward retirement benefits

Eligibility Verification
Participants will be asked to self‑attest their eligibility during sign‑up. Proof of eligibility may be required to confirm participation.

Join the List

Be the first to know when applications open!

Earn Up to $7,500 in Bonuses

Conditions Apply

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First Contribution Bonus

$1,000

Earn $1,000 with your first contribution of $25 or more.

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Matching Bonus

Up to $5,000

Earn a dollar-for-dollar match on every contribution up to a maximum of $5,000. Minimum of $25 per contribution.

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Transfer Bonus

$500

Earn a bonus of up to $500 when you transfer your RRSP or TFSA into my65+.

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Continuous Savings Bonus

$1,000

Earn a $1,000 bonus when you contribute to my65+ consistently for 10 out of 12 months. Minimum of $25 per contribution.

Six easy steps to a better retirement

Simple, flexible and designed for real life

Step One

Join the email list

Stay in the loop—sign up for updates.
Sign Up Now

Step Two

Sign up on my65+

Sign up on the my65+ plan anytime, or wait until applications open and do it all at once. (10 minutes on your mobile device)

Step Three

Watch your inbox for application alert!

Participation in this pilot program is limited, so watch your inbox. We’ll notify you when it’s time to apply.

Step Four

Apply for the program

When you get your email notification, log in to your my65+ account and apply to the PSW Savings Bonus Program.

Step Five

Make your first contribution

Unlock $1,000 on your first contribution and save consistently to unlock two more bonuses.

Step Six

Transfer RRSP or TFSA

Unlock a 4th bonus by transferring in your existing RRSP or TFSA.

Savings + Bonus Calculator

Estimate the Impact of Your Contributions

To help you understand the value of participating, use this calculator to explore different scenarios and see how your contributions and bonuses could grow over time.

You’ll be able to:

  • Enter a monthly contribution amount
  • Add a one‑time transfer from an RRSP or TFSA
  • See how steady savings and bonuses can add up over time

This gives a clearer picture of how consistent contributions combined with a transfer can significantly increase the value of your retirement account.

Assumes 24 months of deposits, matching bonus capped at $5,000, transfer bonus + 10% of transfer amount capped at $500, plus $1,000 first contribution bonus and $1,000 continuous savings bonus (if eligible).

See how much you can earn and save:

$
$
Contributions
Total contributions (24 months) $0
Transfer
Total amount transferred $0
Bonuses
FIRST CONTRIBUTION BONUS $0
CONTINUOUS SAVINGS BONUS $0
MATCHING BONUS $0
TRANSFER BONUS $0
Total bonus $0
Total Contributions and Bonuses
$0

About my65+

More Than Just a Savings Account

my65+ is a retirement savings plan created by SEIU Healthcare and Common Wealth to support healthcare workers at every stage of their career.

Designed to be portable, accessible, and easy to use, my65+ helps workers build long‑term financial security—no matter where their work takes them.

The my65+ plan includes:

  • Digital tools designed specifically for healthcare workers
  • Clear, easy‑to‑understand financial education
  • Ongoing support throughout your career—from your first job and throughout your retirement
  • A portable account that stays with you even if you change jobs

FAQs

No problem. You can still benefit from participating in the Plan. The PSW retirement program is designed to complement your existing savings. Contributions made through your employer will be invested separately and won’t affect your personal RRSP or TFSA limits.
Yes. Part-time workers and individuals with more than one employer are eligible. Participation may vary depending on each employer’s involvement, but the program is designed to offer flexibility and coverage across different employment arrangements.
Your savings stay with you. If you move to a different job, your investments remain in your account. You can continue managing your funds independently, and if your new employer also offers the program, contributions can continue seamlessly.
No. Your contributions are always yours, and you have access to your account at any time. However, because this is a long-term retirement savings plan, there may be restrictions or tax implications for early withdrawals depending on the investment type.
No. Your contributions are always yours, and you have access to your account at any time. However, because this is a long-term retirement savings plan, there may be restrictions or tax implications for early withdrawals depending on the investment type.
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