Easy & Affordable

Grow Your Savings For Retirement

my65+ Helps You Build A Better Financial Future

Introducing the Personal Support Worker Savings Bonus

As a PSW, you may be eligible for a retirement savings bonus of up to $7,500 — just for participating in the plan. It’s an easy, automated way to build your long-term financial security while getting rewarded for saving today.

my65+ is a digital retirement savings plan designed for union members and their spouses

We believe that everyone deserves to retire with dignity. This plan provides an easy way to plan, save, and grow your money for retirement.

Fees are 70% lower than traditional banks!

Suggested contribution

$50/mth

Based on your retirement goals

An older couple smiles while walking along a sandy beach at sunset, enjoying their golden years and the peace of mind from a solid Retirement Savings Plan. Gentle waves and distant cliffs complete the warm, tranquil scene.

Feel Confident About Your Financial Future

Illustration of a woman sitting on a stack of large gold coins while working on a laptop, with more stacks nearby, symbolizing financial success or online earnings through a Retirement Savings Plan.

Save

An easy way to save your money

Automatic monthly saving helps you stay on track to reach your retirement goals. Sit back and let us take the wheel

Illustration of two people placing a large coin on a potted plant with purple leaves and a gold coin at the top, symbolizing financial growth or investment through a Retirement Savings Plan.

Grow

A personalized way to grow your money

We automatically match you to the most appropriate investment to grow your money, based on your age and retirement goals.

Illustration of a woman lying on her stomach using a laptop, with a large abstract plant behind her and a Retirement Savings Plan chart with colored lines displayed in the background.

Track

Full access to Track your progress

Your online account gives you full access to check your balance and manage your money with clarity and full transparency.

How we compare

Low Fees Mean More Money to Keep In Your Pocket

My65+ fees are nearly half of what the average Canadian pays to invest, which means your money grows bigger than with traditional RRSPs.

1.10% annualized; fees are automatically withdrawn from your account each month. **All fees are approximate lifetime estimations. HST applies.
Smiling woman with curly black hair, wearing a light-colored shirt, posed in front of a bright yellow circular background, representing confidence and optimism about her Retirement Savings Plan.

Mariana
Personal Support Worker
Saves $50/month for 45 years

Bar graph comparing retirement savings: Typical Retirement Savings Plan (RRSP) shows $75,473 in yellow; my65+ shows $98,322 in purple. Horizontal axis ranges from $20k to $100k in $20k increments.

my65+ savings potential compared to an average RRSP

Here's what SEIU Healthcare members have to say about my65+

Maximize Your Government Benefits

my65+ will help you save thousands of dollars in taxes and gain thousands of dollars in government pension benefits when you retire.
A circular progress bar with a yellow arc indicating 50% completion, displaying "50%" in the center, visually represents progress toward your Retirement Savings Plan on a light background.

Typical RRSP

You risk losing 50 cents of every dollar in Guaranteed Income Supplement (GIS)

A white circular progress indicator with a thick purple outline, displaying "100%" in the center—signifying Retirement Savings Plan completion. The background is light gray.
Logo with the text “my65” in purple lowercase letters, followed by a yellow circle containing a white plus sign.

You get 100% of the Guaranteed Income Supplement (GIS) you qualify for

Find out how much you can save for retirement

Create your online account to find out how much you should save for retirement and what you can expect from government benefits – it only takes a few minutes.

Shariah-Compliant Investing: Understanding Your Investment Option

How much can I contribute to my RRSP?

Year-end tax reporting deadlines for 2023